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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. After the hearing, if the insurance superintendent has determined a licensee has committed a violation of Ohio
Insurance Laws, what can the insurance superintendent do?
A) suspend the licensee s premium accounts
B) immediately terminate insurer appointments
C) impose an administrative penalty
D) sentence the licensee up to 30 days in jail
2. The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
of an officer or other significant employee Is
A) employee welfare.
B) key person.
C) business overhead.
D) business continuation life.
3. The period after an annuity Is purchased but before distributions begin Is referred to as the
A) accumulation phase.
B) build-up phase.
C) annuity phase.
D) endowment phase.
4. An Insurer would consider which of the following In determining whether to accept a group life plan?
A) Average age
B) Dependents
C) Grace period
D) Beneficiary
5. Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions
will result?
A) the spouse designated as beneficiary will remain an irrevocable beneficiary
B) the insured must pay 50% of the premiums paid to the spouse named as the beneficiary
C) the policy will automatically be terminated
D) the designation of the spouse as a beneficiary is revoked
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: A | Question # 4 Answer: A | Question # 5 Answer: D |
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