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Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

NY-Life-Accident-and-Health

Exam Code: NY-Life-Accident-and-Health

Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

Updated: Jul 15, 2026

Q & A: 122 Questions and Answers

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. What is the primary feature of a Joint Life insurance policy?

A) It is designed exclusively for estate planning.
B) It pays the death benefit after the last insured dies.
C) It insures two or more lives under one policy.
D) It requires separate premiums for each insured.


2. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person ' s life if

A) the interest exists at the time of death.
B) any type of distant family relationship exists with the insured party.
C) the interest exists at the time of application.
D) any type of business relationship exists between the insured party and the beneficiary.


3. Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

A) Baggage agents
B) Independent adjusters
C) Personal Lines agents
D) Travel accident agents


4. A Medicare Supplement policy must NOT contain benefits which

A) duplicate Medicare benefits.
B) charge additional premiums.
C) are covered by Workers Compensation.
D) cover more than Medicare coverage.


5. Which of the following statements BEST describes a disability elimination period?

A) A benefit or utilization period.
B) A time deductible rather than a dollar deductible.
C) A qualifying period.
D) A dollar deductible rather than a time deductible.


Solutions:

Question # 1
Answer: C
Question # 2
Answer: C
Question # 3
Answer: C
Question # 4
Answer: A
Question # 5
Answer: B

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